Atlanta, GA to Austin, TX

Austin leaves you $631 more a month than Atlanta.

On $82,000 in Atlanta, with rent at $1,650, you keep $3,501 a month once tax and rent are out. The same job in Austin typically pays $85,000; at $1,550 rent that leaves $4,132.

Left in Atlanta
$3,501a month, after tax and rent
Left in Austin
$4,132a month, on a typical offer
Difference
+$631$7,574 a year
Austin break-even
$75,000$10,000 below the typical offer

Your numbers, not these ones

Where you are

5.2% state income tax

$/yr
$/mo

Where you're thinking

No state income tax

$/yr
$/mo
AtlantaAustin

Atlanta

$6,833 gross

Tax
$1,683
Rent
$1,650
Yours
$3,501

Left each month

$3,501

Austin

$7,083 gross

Tax
$1,401
Rent
$1,550
Yours
$4,132

Left each month

$4,132

On these numbers

+$631a month

Roughly $7,574a year more, assuming your habits don’t change. To come out level in Austin at $1,550 rent, the salary works out to about $75,000.

An estimate, not advice. Single filer, standard deduction, 2026federal brackets and 7.65% payroll; state rates are approximate effective rates. Rents are HUD Fair Market Rents for a one-bedroom (FY2026) — the 40th percentile of gross rent, utilities included — and pay is scaled by each metro’s all-occupations mean wage from the BLS (OEWS, May 2025). Both are measured for the whole metro, not your neighbourhood or your job. Your actual position depends on your filing status, deductions, benefits and local taxes. Check real listings and a tax professional before you decide anything.

The difference, taken apart

Four lines, and they sum to +$631.

Monthly difference between Atlanta, GA and Austin, TX, broken into gross pay, federal tax and payroll, state income tax and rent.
What movesEffect on what you keep each month
Gross pay$7,083 against $6,833 a month+$250
Federal tax and payroll$1,401 against $1,327−$74
State income taxnone against $355+$355
Rent$1,550 against $1,650+$100
Left each month, Austin against Atlanta+$631

Where the difference comes from

Four things move between Atlanta and Austin, and they do not move together. State income tax is the largest of them here: worth $355 a month in your favour.

The offer is bigger and the rent is lower — $85,000 against $82,000, $1,550 against $1,650. That combination is rare enough to be worth checking twice against real listings before you believe it.

The tax

Texas has no state income tax. Georgia takes 5.2%, which on $82,000 is $355 a month, or $4,264 a year. That much arrives whether or not the offer is any good, which is why the no-tax states dominate these searches.

It is also the part people over-read. A state with no income tax funds itself some other way — sales tax, property tax, fees — and none of that is in the figures above. What is above is federal tax, payroll, state income tax and rent.

Those are approximate effective rates for a single filer on a middle income in 2026, not top brackets, and they ignore city and county taxes. Atlanta and Austin may both charge you something local that is not counted here.

The rent

A one-bedroom runs about $1,550 in Austin against $1,650 in Atlanta — $100 a month, $1,200 a year. Rent is the largest thing you can actually change by moving, and it is why the smaller offer can still be the better one.

Both figures are HUD Fair Market Rents for a one-bedroom, FY2026 — the 40th percentile of gross rent with utilities in it, so four in ten one-bedrooms in each metro go for less. They are measured across the whole metro, which means a suburb carries its metro's number. A search on any listings site for the neighbourhoods you would actually live in will still beat them, and it takes ten minutes.

What the job pays

The same work pays about 4% more in Austin: $85,000 against $82,000. A bigger number is the easiest thing in a move to be pleased about and the least reliable — what it buys after tax and rent is the figure at the top of this page.

Both figures are bands, not offers: a salary scaled by each metro's all-occupations mean wage from the BLS, May 2025. That measures every job in the metro rather than yours, so it tells you what the local market pays in general, not what you would be offered. The $82,000 this page opens on is a typical salary for Atlanta and it is almost certainly not yours — put your own into the calculator above and the whole comparison re-runs on it.

What this leaves out

It is about 820 miles between them. Nothing above counts what the move itself costs: the truck, the deposit, the overlap in rent, the weeks between the last paycheque and the first one.

Nor does it count sales tax, property tax, car insurance, utilities, childcare or health cover, all of which move between Georgia and Texas. The figures here are federal tax, payroll, state income tax and rent — the four that decide most of it, and the four that can be computed rather than guessed.

The number to negotiate

Austin only has to pay $75,000 a year for you to break even, and the job typically pays $85,000 — clearing that bar by $10,000.

Which makes $75,000 the floor, not the target. An offer under it costs you money however good the city looks on a Sunday, and that is the one line worth holding.

Atlanta, GA to Austin, TX, in short.

Is moving from Atlanta, GA to Austin, TX worth it financially?
On these numbers, yes. $82,000 in Atlanta leaves you $3,501 a month after federal tax, payroll, state tax and rent. $85,000 in Austin leaves $4,132 — $631 more, about $7,574 a year.
What salary do you need in Austin to match Atlanta?
About $75,000 a year. That is the salary that leaves you the same $3,501 a month in Austin, at $1,550 rent and no state income tax, that $82,000 leaves you in Atlanta today.
Is Austin cheaper than Atlanta?
On the two costs that move most, yes. Rent runs about $1,550 against $1,650, a difference of $100 a month. State income tax is lower too: none at all against 5.2%.
Does Texas have a state income tax?
No. Texas charges no state income tax, so the $355 a month Georgia takes at $82,000 stops coming out.
What does the same job pay in Austin?
About $85,000, against $82,000 in Atlanta — the same role scaled by what each metro typically pays. Use it to sanity-check an offer, not to set your ask.

The floor

$75,000a year

What Austin has to pay for you to break even. The typical $85,000 already clears it by $10,000; anything below it is a pay cut wearing a nicer skyline.

Every comparison, by the city you are leaving

An estimate, not advice. Single filer, standard deduction, 2026 federal brackets and 7.65% payroll; state rates are approximate effective rates and rents are typical one-bedroom asking prices. Salary bands are scaled from a national baseline by what the same job tends to pay in each metro. Your actual position depends on your filing status, deductions, benefits and local taxes. Check real listings and a tax professional before you decide anything.